In these turbulent economic times, many people are looking for ways to save money. You might be eating out less, cutting back on some luxuries, and cancelling unnecessary subscriptions. You could even be contemplating the prospect of cancelling your dental insurance policy. But is that wise? On the contrary, dental insurance is a smart investment that can help you save money. This blog post examines why it is worth the cost of your monthly premium.
Preventive Care Is Covered
Most PPO dental insurance plans cover 100% of the cost of preventive care, allowing you to visit your dentist twice a year for a thorough cleaning and careful examination. Routine X-rays and other preventive services may also be included. Often, the value of preventive care alone exceeds the cost of an insurance policy’s annual premium.
You Can Prevent Expensive Procedures
If you commit to visiting your dentist twice a year, you give your dental team the opportunity to diagnose most oral health problems while they are still in their early stages — even before they start to cause obvious symptoms. For example, they can spot small cavities and subtle signs of gum disease. If you end up needing restorative care, it is likely to be fast, easy, and relatively inexpensive. Your insurance will likely cover a large portion of the cost of your care.
On the other hand, if you do not have insurance, you would be less likely to visit your dentist for preventive care. Oral health problems may be allowed to progress until they become quite painful, urgent, and severe. You could need extensive restorative treatment. For example, you might need root canal therapy, tooth extractions, or even full-mouth reconstruction. Such services can cost thousands of dollars.
You Can Enjoy Better Overall Health
Did you know that oral health is strongly connected to overall health? For example, untreated gum disease is associated with a heightened risk of heart problems, dementia, and diabetes. Such issues can occur because the bacteria that causes gum disease can sneak into your bloodstream, and it can contribute to widespread inflammation.
If you use your dental insurance policy to maintain a healthy smile, you may reduce your risk of some serious systemic health problems. Not only will you get to enjoy a better quality of life, but you could also save a lot of money on your overall care costs.
Is dental insurance worth the money? Yes! Use your policy to experience firsthand how it can help you keep your budget under control.
Meet the Practice
The friendly and compassionate team in our practice is proud to provide top-quality oral health services to our community. We welcome more than 200 different dental insurance policies. If you are curious to find out how we can help you maximize your benefits and minimize your out-of-pocket costs, we would be happy to speak with you. Contact our Torrington office at 860-492-4346.